Cloud-native, modular API-first core banking platform with a real-time ledger and microservices, offering BaaS, lending, accounts, payments, cards, multi-currency and Islamic banking. Targets traditional banks, neobanks, fintechs, EMIs, PSPs and NBFIs; enables rapid product launches, non-disruptive core modernization, extensible integrations and multiple deployment modes (SaaS, managed service, private cloud, on-premise, hybrid).