White-label SaaS/API that collects, cleans and categorizes consumer purchase data (POS integrations, NFCe QR/barcode, NFe) using Big Data, machine learning and AI to deliver structured transactional datasets. For super apps, banks, fintechs, ERPs and trade-marketing/price-research platforms — features include PFM (personal financial management) with expense control and financial education, digital coupon wallet, automated price search, donation-credit flows and ERP/NFe ingestion for reimbursements.