BI platform for SMBs and service providers that replaces error-prone spreadsheets with a non-spreadsheet, fully programmed web-based financial modeling and performance-analysis tool. Features: customizable chart of accounts, data-mined comparables (16,000 companies), Salary.com salary data, robust calculation engine, dashboards (actual vs forecast), borrowing-base calculations, and what-if/stress testing to reduce errors, lower costs and improve scalability and financial control.