Specialized IT&C provider for banking and finance delivering SEPA and pan‑European payment solutions for PSPs, buyer/seller banks and merchants, including MyBank e‑authorisation, OBeP integration, RT1 instant‑payments services and EBICS connector. Designs and builds Ethereum DApps, smart‑contract token consulting, hybrid marketplaces and atomic‑swap exchanges with decentralized storage integration (IPFS/Swarm).